Naval Ravikant 是美国硅谷的著名投资人,他创立了一个用于天使投资人和初创企业的快速配对平台 AngelList,它的出现引领了全球股权众筹行业并且颠覆了整个风投界的游戏规则。作为全球股权众筹鼻祖,Naval Ravikant 投资了数百家公司,其中包括 Twitter、Uber,Yammer、Stack、Overflow等。
How to Get Rich (without getting lucky)
无需时来运转,亦可财务自由
1、Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy.
去寻求财富,而非金钱或地位。财富意味着你所拥有的资产在你睡觉的时候还能够帮你赚钱;金钱是我们如何转换时间和财富的工具。身份是你在社会等级体系中所处的位置。
2、Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you.
要明白一件事:一个人完全可以不依靠坑蒙拐骗的方式来积累财富,如果你内心没有给予财富足够的重视,它就会离你而去。
3、Ignore people playing status games. They gain status by attacking people playing wealth creation games.
不要理会那些玩身份游戏的人,他们通过攻击创造财富的人来获取社会地位。
4、You’re not going to get rich renting out your time. You must own equity - a piece of a business - to gain your financial freedom.
你不应该通过出租自己的时间来变得富有,你应该通过拥有股权,也就是生意的一部分,以此才能赢得个人财务自由。
5、You will get rich by giving society what it wants but does not yet know how to get. At scale.
提供社会大众想要,但是他们又不知道如何来获取的东西,你就会因此而致富,但有一点,这些东西的提供方式应该是可规模化扩展的。
6、Pick an industry where you can play long term games with long term people.
选择一个可以长期从事的行业,在这个行业里你可以和目光长远的人一起谋取长期收益。
7、The Internet has massively broadened the possible space of careers. Most people haven't figured this out yet.
互联网极大地拓展了职业生涯的可能性,然而大部分人并没有意识到这一点。
8、Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest.
玩就玩复利游戏,无论是财富,人际关系,亦或知识,所有你人生里获得的回报,都来自于复利。
9、Pick business partners with high intelligence, energy, and, above all, integrity.
在选择商业合作伙伴的时候,选择那些高智商、精力旺盛的人,但在此基础上,他应该是个正直诚实的人。
10、Don't partner with cynics and pessimists.Their beliefs are self-fulfilling.
不要和愤世嫉俗者和悲观主义者合作,因为他们会任由坏事发生,以此证明他们的负面看法是正确的。
11、Learn to sell. Learn to build. If you can do both, you will be unstoppable.
学会如何销售,如何创建,如果你同时能做到这两件事,你的成功将无法阻挡。
12、Arm yourself with specific knowledge, accountability, and leverage.
通过独特知识、责任心和影响力来武装自己。
13、Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.
独特知识是无法通过外部培训获取的知识,如果社会可以培训你,也可以培训其他人,而他们终将取代你。
14、Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now.
在真正的好奇心和热情的驱使下,你更有可能获得独特知识,而不是在追逐潮流热点上脚步里。
15、Building specific knowledge will feel like play to you but will look like work to others.
创建独特知识的过程对于你来说就像是玩游戏,但是在他人看来却是工作。
16、When specific knowledge is taught, it’s through apprenticeships, not schools.
独特知识的传授是通过学徒制的,而非学校的教育。
17、Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.
独特知识通常具有很高的技术性和创造性,这无法通过外包或自动化实现。
18、Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity,and leverage.
勇于担责,将商业风险置于自己的名下,社会也会以责任、产权和影响力作为回报。
19、The most accountable people have singular,public, and risky brands: Oprah, Trump, Kanye, Elon.
最具责任感的人都有独一无二的、世人皆知的、勇于冒险的个性特征,如奥普拉、川普、坎耶、埃隆。
20、“Give me a lever long enough, and a place to stand, and I will move the earth.”- Archimedes
“给我一根足够长的杠杆,和一个支点,我将撬起地球。”——阿基米德
21、Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).
创富需要杠杆,商业杠杆来自于资本、人力、和复制起来边际成本为零的产品(代码和媒体)。
22、Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgment.
资本意味着金钱。想要融资,你得负责任地运用自己独特知识,配合你的责任感,展示良好的预判能力。
23、Labor means people working for you. It's the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it.
人力意味着那些为你工作的人。这是最古老和最具争议的杠杆形式。人力杠杆会让你的父母因为你手下员工众多而感到骄傲,但不要浪费生命去追求这一点。
24、Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you.Everyone is trying to lead, but someone has to follow you.
资本和劳动力都是必须经过他人许可才能使用的杠杠,每个人都在追逐资本,但总的有人给你才行,每个人都想领导他人,但总的有人愿意跟随你才行。
25、Code and media are permissionless leverage.They're the leverage behind the newly rich. You can create software and media that works for you while you sleep.
计算机代码和媒体作品是无需他人许可的杠杠,它们是新富背后的利器,你可以通过自己创建的软件和媒体,让它们在你睡觉时还在为你工作。
26、An army of robots is freely available - it's just packed in data centers for heat and space efficiency. Use it.
一支机器人军团已经集结待命,只是为了节约工具和热效能,它们被打包放进数据中心,去用吧。
27、If you can't code, write books and blogs,record videos and podcasts.
如果你不会编程,那就写书和博客,录制视频和音频博客。
28Leverage is a force multiplier for your judgement.
杠杆是一种可以成倍提升你的判断力的利器。
29、Judgement requires experience, but can be built faster by learning foundational skills.
判断能力需要经验,但是通过学习基础技能可以加速判断能力的创建。
30、There is no skill called “business.” Avoid business magazines and business classes.
并不存在一种叫做“商业”的能力,所以不要迷信商业杂志和商业课程。
31、Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers.
去学习微观经济学、博弈论、心理学、说服他人的能力、伦理学、数学、和计算机。
32、Reading is faster than listening. Doing is faster than watching.
读比听快,做比看快。
33、You should be too busy to “do coffee," while still keeping an uncluttered calendar.
你应该忙到没有“喝咖啡的时间”,但依然保持一个井然有序的日程。
34、Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it.
设定并强迫自己执行一个富有进取心的按小时核算的个人时间成本。如果解决一个问题节省的费用低于个人时间成本,就不要理会它。如果外包任务的费用少于个人时间成本,就外包出去。
35、Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work.
不管你跟谁一起工作,做什么工作,远比你的努力程度更重要。但还是要倾尽全力去工作。
36、Become the best in the world at what you do. Keep redefining what you do until this is true.
在自己从事的领域成为全世界做得最好的人。不断地重新界定修正你的工作直到你真的做到最好。
37、There are no get rich quick schemes. That'sjust someone else getting rich off you.
世界上没有一夜暴富的捷径。有的只是那些想从你身上发财的人。
38、Apply specific knowledge, with leverage,and eventually you will get what you deserve.
通过杠杠运用独特知识,最终你会获取应得的东西。
When you're finally wealthy, you'll realize that it wasn't what you were seeking in the first place. But that's for another day.
当你最终获得财富,你会认识到这并非是自己一开始寻求的东西。但这已是另外一回事了。